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Franklin LifeSmart Retirement Income Fund Class A FTRAX
Historical return decomposition and an investable replication portfolio, using data through 2026-10-09.
Fund and replication metrics
| Measure | FTRAX | Replication |
|---|---|---|
| Annualized growth | 4.3% | 5.3% |
| Annualized volatility | 7.2% | 6.9% |
| Sharpe ratio | 0.62 | 0.78 |
| Maximum drawdown | 17.2% | 16.6% |
| Replication fit (R²) | 0.97 · Tracking error 1.2% | |
Replication portfolio
The published portfolio below is the investable basket used to model FTRAX’s historical return behavior.
| Ticker | Building block | Weight |
|---|---|---|
| SPHY | FI · High Yield | 38.1% |
| AGG | FI · Aggregate | 19.9% |
| VOO | US Large Cap | 16.8% |
| BNDX | FI · International | 13.4% |
| EFV | Intl · Value | 11.9% |