See what your fund actually adds

Franklin LifeSmart 2025 Retirement Target Fund Class A FTRTX

Historical return decomposition and an investable replication portfolio, using data through 2026-10-09.

Fund and replication metrics

FTRTX compared with its replication portfolio
MeasureFTRTXReplication
Annualized growth5.5%5.1%
Annualized volatility9.7%8.3%
Sharpe ratio0.600.64
Maximum drawdown21.6%19.7%
Replication fit (R²)0.90 · Tracking error 3.0%

Replication portfolio

The published portfolio below is the investable basket used to model FTRTX’s historical return behavior.

FTRTX replication basket weights
TickerBuilding blockWeight
AGGFI · Aggregate29.4%
MBBFI · MBS21.0%
VOOUS Large Cap17.3%
SPHYFI · High Yield16.3%
VUGStyle · Growth16.0%