See what your fund actually adds
Voya Retirement Conservative Portfolio Class ADV IRCAX
Historical return decomposition and an investable replication portfolio, using data through 2026-10-09.
Fund and replication metrics
| Measure | IRCAX | Replication |
|---|---|---|
| Annualized growth | 2.1% | 2.4% |
| Annualized volatility | 6.2% | 4.9% |
| Sharpe ratio | 0.37 | 0.50 |
| Maximum drawdown | 17.9% | 14.1% |
| Replication fit (R²) | 0.90 · Tracking error 2.0% | |
Replication portfolio
The published portfolio below is the investable basket used to model IRCAX’s historical return behavior.
| Ticker | Building block | Weight |
|---|---|---|
| VCSH | FI · Short Corp | 32.2% |
| VGIT | FI · Intermediate Gov | 23.3% |
| AGG | FI · Aggregate | 19.2% |
| VCIT | FI · IG Credit | 13.0% |
| VOO | US Large Cap | 12.3% |