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American Funds Retirement Income Portfolio - Conservative Class A NAARX
Historical return decomposition and an investable replication portfolio, using data through 2026-10-09.
Fund and replication metrics
| Measure | NAARX | Replication |
|---|---|---|
| Annualized growth | 4.0% | 2.4% |
| Annualized volatility | 6.9% | 5.7% |
| Sharpe ratio | 0.61 | 0.45 |
| Maximum drawdown | 15.7% | 13.1% |
| Replication fit (R²) | 0.86 · Tracking error 2.6% | |
Replication portfolio
The published portfolio below is the investable basket used to model NAARX’s historical return behavior.
| Ticker | Building block | Weight |
|---|---|---|
| VGIT | FI · Intermediate Gov | 32.7% |
| MBB | FI · MBS | 23.2% |
| SCHP | FI · TIPS | 20.9% |
| VTV | Style · Value | 20.0% |
| SPHY | FI · High Yield | 3.2% |