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PGIM Conservative Retirement Spending Fund Class R6 PGFCX
Historical return decomposition and an investable replication portfolio, using data through 2026-10-09.
Fund and replication metrics
| Measure | PGFCX | Replication |
|---|---|---|
| Annualized growth | 8.0% | 4.3% |
| Annualized volatility | 5.4% | 4.7% |
| Sharpe ratio | 1.45 | 0.92 |
| Maximum drawdown | 3.7% | 3.9% |
| Replication fit (R²) | 0.72 · Tracking error 2.9% | |
Replication portfolio
The published portfolio below is the investable basket used to model PGFCX’s historical return behavior.
| Ticker | Building block | Weight |
|---|---|---|
| SCHP | FI · TIPS | 39.0% |
| AGG | FI · Aggregate | 16.9% |
| SPHY | FI · High Yield | 15.9% |
| VNQ | Sector · Real Estate | 15.7% |
| BNDX | FI · International | 12.6% |