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Principal LifeTime Hybrid 2040 Fund Class J PHJEX
Historical return decomposition and an investable replication portfolio, using data through 2026-10-09.
Fund and replication metrics
| Measure | PHJEX | Replication |
|---|---|---|
| Annualized growth | 7.8% | 10.0% |
| Annualized volatility | 13.0% | 13.2% |
| Sharpe ratio | 0.64 | 0.79 |
| Maximum drawdown | 24.0% | 21.7% |
| Replication fit (R²) | 0.99 · Tracking error 1.4% | |
Replication portfolio
The published portfolio below is the investable basket used to model PHJEX’s historical return behavior.
| Ticker | Building block | Weight |
|---|---|---|
| VOO | US Large Cap | 38.1% |
| SPHY | FI · High Yield | 22.2% |
| VEA | Intl · Developed | 15.8% |
| VBR | Small-Cap · Value | 13.7% |
| VTI | US Broad Market | 10.3% |