See what your fund actually adds

Principal LifeTime Hybrid 2025 Fund Class J PHJQX

Historical return decomposition and an investable replication portfolio, using data through 2026-10-09.

Fund and replication metrics

PHJQX compared with its replication portfolio
MeasurePHJQXReplication
Annualized growth5.0%3.6%
Annualized volatility9.0%6.5%
Sharpe ratio0.580.58
Maximum drawdown20.0%16.6%
Replication fit (R²)0.84 · Tracking error 3.6%

Replication portfolio

The published portfolio below is the investable basket used to model PHJQX’s historical return behavior.

PHJQX replication basket weights
TickerBuilding blockWeight
AGGFI · Aggregate27.6%
VOOUS Large Cap22.4%
SPHYFI · High Yield20.1%
MBBFI · MBS15.8%
SCHPFI · TIPS14.2%