See what your fund actually adds

Schwab Target 2035 Fund SWIRX

Historical return decomposition and an investable replication portfolio, using data through 2026-10-09.

Fund and replication metrics

SWIRX compared with its replication portfolio
MeasureSWIRXReplication
Annualized growth6.8%7.8%
Annualized volatility11.9%11.4%
Sharpe ratio0.610.72
Maximum drawdown24.8%24.1%
Replication fit (R²)0.97 · Tracking error 2.1%

Replication portfolio

The published portfolio below is the investable basket used to model SWIRX’s historical return behavior.

SWIRX replication basket weights
TickerBuilding blockWeight
VCITFI · IG Credit39.5%
VUGStyle · Growth15.9%
VOOUS Large Cap15.6%
VTIUS Broad Market14.8%
VEAIntl · Developed14.2%