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Schwab® Monthly Income Fund - Target Payout SWJRX
Historical return decomposition and an investable replication portfolio, using data through 2026-10-09.
Fund and replication metrics
| Measure | SWJRX | Replication |
|---|---|---|
| Annualized growth | 3.5% | 5.8% |
| Annualized volatility | 8.2% | 8.2% |
| Sharpe ratio | 0.46 | 0.73 |
| Maximum drawdown | 19.4% | 15.9% |
| Replication fit (R²) | 0.95 · Tracking error 1.9% | |
Replication portfolio
The published portfolio below is the investable basket used to model SWJRX’s historical return behavior.
| Ticker | Building block | Weight |
|---|---|---|
| SCHD | Factor · Dividend | 33.7% |
| AGG | FI · Aggregate | 20.8% |
| EFV | Intl · Value | 17.9% |
| VGIT | FI · Intermediate Gov | 17.4% |
| SPHY | FI · High Yield | 10.2% |