See what your fund actually adds

Schwab Target 2040 Index Fund SWYGX

Historical return decomposition and an investable replication portfolio, using data through 2026-10-09.

Fund and replication metrics

SWYGX compared with its replication portfolio
MeasureSWYGXReplication
Annualized growth8.3%8.9%
Annualized volatility12.8%11.6%
Sharpe ratio0.690.80
Maximum drawdown24.0%21.3%
Replication fit (R²)0.98 · Tracking error 1.8%

Replication portfolio

The published portfolio below is the investable basket used to model SWYGX’s historical return behavior.

SWYGX replication basket weights
TickerBuilding blockWeight
VCITFI · IG Credit28.1%
VOOUS Large Cap25.1%
VTIUS Broad Market17.9%
VEAIntl · Developed15.1%
VTVStyle · Value13.8%